Best credit card to use at BJ's Wholesale (October 2026)

The best card to use at BJ's Wholesale is the BJ's One+ Mastercard, which earns 5% cash back there.

Top cards at BJ's Wholesale

1BJ's One+ Mastercard Capital One5% cash back · BJ's Wholesale Club
2BJ's One Mastercard Capital One3% cash back · BJ's Wholesale Club
3Robinhood Gold Card Robinhood3% cash back on everything
4Always Cash Visa Signature Rewards Hawaii State FCU2.5% cash back on everything
5Premier Rewards Visa Idaho Central Credit Union2.5% cash back · Wholesale clubs

Good to know

BJ's One+ Mastercard: In-club front-end registers, BJs.com and the BJ's app; BJ's Gas earns no rewards.
BJ's One Mastercard: In-club front-end registers, BJs.com and the BJ's app; BJ's Gas earns no rewards.
Robinhood Gold Card: 3% on everything while you hold a Gold subscription.
Premier Rewards Visa: Wholesale clubs (Costco, Sam's Club).

Ranked by what each card earns at BJ's Wholesale, valuing points at their cash-out value. Closed, business and pick-your-own-category cards are left out. Rates checked against each issuer between October 4, 2026 and October 12, 2026.

Check your own cards at BJ's Wholesale

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