Best credit card to use at Target (October 2026)

The best card to use at Target is the Target Circle Card, which earns 5% cash back there.

Top cards at Target

1Target Circle Card Target5% cash back · Target
2Target Circle Mastercard Target5% cash back · Target
3MaxBack Cash Truliant3% cash back · Superstores
4Robinhood Gold Card Robinhood3% cash back on everything
5Always Cash Visa Signature Rewards Hawaii State FCU2.5% cash back on everything

Good to know

Superstores rarely count as supermarkets. Most grocery bonuses won't apply.
Target Circle Card: A 5% discount at checkout rather than earned rewards.
Target Circle Mastercard: 5% off at checkout.
MaxBack Cash's 3% is capped at $1,500/month combined across the 3% categories.
MaxBack Cash: Discount stores such as Walmart and Target.
Robinhood Gold Card: 3% on everything while you hold a Gold subscription.

Ranked by what each card earns at Target, valuing points at their cash-out value. Closed, business and pick-your-own-category cards are left out. Rates checked against each issuer between October 4, 2026 and October 12, 2026.

Check your own cards at Target

TapWise ranks the cards you carry. No account, card numbers or bank logins.