Best credit card to use at Whole Foods Market (October 2026)

The best card to use at Whole Foods Market is the Amex Blue Cash Preferred, which earns 6% cash back there.

Top cards at Whole Foods Market

1Blue Cash Preferred American Express6% cash back · Supermarkets
2Morgan Stanley Blue Cash Preferred American Express6% cash back · Supermarkets
3Amazon Prime Visa Chase5% cash back · Amazon & Whole Foods
4Amazon Store Card (Prime) Synchrony5% cash back · Amazon.com and Whole Foods
5Cash Rewards Visa Signature Affinity FCU5% cash back · Amazon & Whole Foods

Good to know

Codes as a supermarket for Amex and Citi.
Chase's grocery bonuses are online-only — in-store Whole Foods earns the base rate on Sapphire cards.
Blue Cash Preferred's 6% is capped at $6k/yr.
Blue Cash Preferred: U.S. supermarkets.
Morgan Stanley Blue Cash Preferred's 6% is capped at $6k/yr.
Morgan Stanley Blue Cash Preferred: U.S. supermarkets.

Ranked by what each card earns at Whole Foods Market, valuing points at their cash-out value. Closed, business and pick-your-own-category cards are left out. Rates checked against each issuer between October 4, 2026 and October 12, 2026.

Check your own cards at Whole Foods Market

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