Best credit card to use at Amazon (October 2026)

The best card to use at Amazon is the Amazon Prime Visa, which earns 5% cash back there.

Top cards at Amazon

1Amazon Prime Visa Chase5% cash back · Amazon & Whole Foods
2Amazon Store Card (Prime) Synchrony5% cash back · Amazon.com and Whole Foods
3Cash Rewards Visa Signature Affinity FCU5% cash back · Amazon & Whole Foods
4Amazon Visa (without Prime) Chase3% cash back · Amazon & Whole Foods
5Blue Cash Everyday American Express3% cash back · Online retail

Good to know

Amazon Prime Visa: Amazon, Amazon Fresh and Whole Foods with an active Prime membership.
Amazon Store Card (Prime): With an eligible Prime membership; Whole Foods needs the In-Store Code.
Cash Rewards Visa Signature's 5% is capped at $1,000/month.
Cash Rewards Visa Signature: Amazon purchases that code under the qualifying bookstore merchant category.
Cash Rewards Visa Signature: 1% cash back on all other purchases; no annual fee. Rewards are earned as points redeemable for cash back (5% = 5 points per $1, 2% = 2 points, 1% = 1 point). Categories are set by merchant category code.
Blue Cash Everyday's 3% is capped at $6k/yr.

Ranked by what each card earns at Amazon, valuing points at their cash-out value. Closed, business and pick-your-own-category cards are left out. Rates checked against each issuer between October 4, 2026 and October 12, 2026.

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